Tenant Data and the federal FCRA require the issuance of adverse action letters if you have obtained a report from Tenant Data and you have determined that an adverse action will be taken. Such letters provide the applicant with information on where to obtain a copy of his or her report(s). The adverse action letter also is an excellent method of record keeping for Fair Housing purposes.

1.     Select Completed Reports or Pending Reports from the Reports menu at the top of the screen.

2.     Select the Applicant’s Name

3.    Scroll down to Disclosures and Forms below Search Results (right side of Attachments)

4.     Select from the Drop Down Menu “Adverse Action” then Edit

• You may Edit, Print or Email the letter from this screen.

5.     A Summary of your rights will also print, as you are required by FCRA to include this with your adverse action letter to the applicant.

6.     You may notify the applicant by phone, but always follow it with the adverse action letter and “A Summary of Your Rights Under the Fair Credit Reporting Act.” In the case of married couples or roommates, each applicant should receive a letter in his or her name.